Akshaya Sharma, Author at 401k Maneuver

5 Financial Gift Ideas for Graduates

Instead of gifting the hottest tech gadget that might make you everyone’s favorite parent, grandparent, or family friend, consider these financial gift ideas for the graduate in your life.  #1 Individual Retirement Accounts (Roth IRAs) Give the gift of future financial stability with a Roth IRA. While...

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7 Disposable Income Mistakes to Avoid

If you have income left over after paying taxes, it’s important to avoid common disposable income mistakes. However, there is a big difference between disposable income and discretionary income. Disposable income is your personal income minus your current personal taxes. For example, if you make $60,000 a year...

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