Frequently Asked Questions
The 401(k) management tool is provided by an independent investment advisory firm. We simply manage your account for you.
Most account management programs manage solely based on your age and expected retirement date.
401(k) Maneuver believes a “one size fits all” strategy may be harming your 401(k) account performance. We manage your account based on your personal risk tolerance and current economic and market conditions.
Possibly. The real value will be seen over time as 401(k) Maneuver works to help you better protect your account during bad markets and improve performance when markets are good.
No, 401(k) Maneuver does the research and rebalances your account quarterly.
Research shows that quarterly rebalancing may increase your chances of having more money in retirement. The “buy and hold” strategy may no longer work.
No, your account does not move. 401(k) Maneuver simply manages it for you where it is.
401(k) Maneuver will provide recommendations based on your current plan investment menu.
Yes! 401(k) Maueuver’s platform is 100% secure. We do not have access to nor do we store your username and password. 401(k) Maneuver does not have the ability to make distributions out of your account.
You will be provided a unique link to connect your account when you decide to enroll.
When you link your account, our system automatically changes the primary phone number associated with your account. This is to maintain the security of your account and is normal. You will continue to receive notifications directly from your retirement account provider.
No, as fiduciaries, 401(k) Maneuver receives no commissions. 401(k) Maneuver simply manages your account for you based on your personal risk tolerance, current market conditions, and the menu of investment choices made available by your employer.
401(k) Maneuver is paid directly from your 401(k) account each quarter.
Yes. If not employed at your workplace, a spouse can still enroll separately with 401(k)
Maneuver.
Yes, if you change jobs or retire, 401(k) Maneuver can continue to help.
Yes. You can cancel via your HR department or contact 401(k) Maneuver directly at support@401kmaneuver.com.
401(k) Maneuver™ is offered by Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Royal Fund Management, LLC, is not affiliated with or endorsed by NASDAQ.
All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. Projections are based on assumptions that may not come to pass.
Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.
All third-party trademarks, including logos and icons, referenced in this website and our content, are the property of their respective owners. Unless otherwise indicated, the use of third-party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between 401(k) Maneuver and the owners of those trademarks. Any reference inside this website or content to third-party trademarks is to identify the corresponding third-party goods and/or services.