401(k) Calculator

Recent studies show how Professional Account Management may improve your annual 401(k) account performance by 3% or more*

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Enter 401(k) Account Balance :

Expected Annual Rate of Return (%):

Enter Years to Retirement:

Your Calculated Account Balance:


Your Estimated Account Balance with Professional Help*


Do You See the Potential with 401(k) Maneuver?
Would this extra money improve your retirement?


Your Estimated Monthly 401(k) Maneuver Cost:


The calculations above do not include your future salary deferrals and employer
contributions. With these added, the difference with professional help could be much, much larger!
The monthly charge is adjusted quarterly based on your quarter end account balance.

*For this calculation, the interest rate entered above under “Enter Interest Rate (%):” is increased by 3. The resulting calculation shows the potential increase in account value if the account averaged 3% more per year. The increase of 3% is based on the references available by clicking the Study 1 and Study 2 links below. Projections are based on assumptions that may not come to pass. Returns do not reflect the performance of any advisory client. No current or prospective client should assume that professional help will increase performance by 3%, or assume future performance of any specific investment or strategy will be profitable. All investment strategies have the potential for profit or loss. See referenced studies by clicking Study 1 or Study 2 .

“Retirement is a once in a lifetime event.
You better get it right.”

Robert Shiller - Nobel Prize Winner, Yale University

Economics Professor

401(k) Maneuver™ is offered by Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Royal Fund Management, LLC, is not affiliated with or endorsed by NASDAQ.

All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. Projections are based on assumptions that may not come to pass.

Images and photographs are included for the sole purpose of visually enhancing the website. None of them are photographs of current or former clients. They should not be construed as an endorsement or testimonial from any of the persons in the photograph.

All third-party trademarks, including logos and icons, referenced in this website and our content, are the property of their respective owners. Unless otherwise indicated, the use of third-party trademarks herein does not imply or indicate any relationship, sponsorship, or endorsement between 401(k) Maneuver and the owners of those trademarks. Any reference inside this website or content to third-party trademarks is to identify the corresponding third-party goods and/or services.