Optimizing Your Workplace Retirement Account Each Quarter Has Never Been Easier
How It Works
Connect your account to our secure platform.
Once you enroll and take our risk tolerance assessment, it only takes a few minutes to connect your workplace retirement account to our platform. Your account stays right where it is.
We professionally manage your 401(k) account for you.
Within days of connecting your account, we rebalance your account based on your personal risk tolerance, current market conditions, and the menu of investment choices available to you at work.
We rebalance your account quarterly.
Each quarter, or every 90 days, our expert team reviews your 401(k) account for you and sends you an email notification of any changes.
What You Get With 401(k) Maneuver
Our goal is to increase your account performance over time, manage downside risk to minimize losses, and reduce fees that are hurting your retirement account performance. With 401(k) Maneuver, you can go about your life doing what you love with confidence, knowing we are handling the changes for you.
Here’s what you can expect as a 401(k) Maneuver member…
You will receive professional quarterly 401(k) account rebalancing that is personalized to your tolerance to risk and based on current economic and market conditions.
You will get an email notification everytime we review your account.
Membership to our online community where you’ll get exclusive access to content that will help you better prepare for retirement.
Access to a private Facebook group where you can ask questions and get answers from our expert advisors!
We have implemented numerous safeguards to ensure the security of our online portal. We do NOT have the ability to store the username and password of your account. Nor do we have the ability to make any distributions from your account.
The Suggested 401(k) Maneuvers data illustrated in the chart on this page is created using back testing. Back testing involves a hypothetical reconstruction, based on past market data, of what the performance of a particular account would have been had the adviser been managing the account using a particular investment strategy. Performance results presented do not represent actual trading using client assets, but were achieved through retroactive application of a strategy that was designed with the benefit of hindsight. Back tested performance results have inherent limitations, particularly the fact that these results do not represent actual trading and may not reflect the impact that material economic and market factors might have placed on the adviser's decision-making if the adviser were actually managing the client's money.
These results should not be viewed as indicative of the adviser's skill and do not reflect the performance results that were achieved by any particular client. During this period, the adviser was not providing advice using this strategy and clients' results may be materially different. The strategy that gave rise to these back tested performance results is one that the adviser is now using in managing clients' accounts.
A client’s actual performance could also be materially different as a specific defined contribution plan investment menu may not have the same or similar investment menu options utilized by the adviser during back testing.. The limitations of a defined contribution plan’s investment menu could result in materially different performance results.
CAGR is defined as Compound Annual Growth Rate. The Riskalyze Number is a calculation used to define the risk of a portfolio or the risk tolerance of a client compared to market indices. It determines mathematically the potential range of profit or loss with a probability of 95%. There can be no assurance that the portfolio does not lose more than the projected loss of the range of outcomes calculated.
Returns do not reflect the performance of any advisory client and reflects the reinvestment of dividends and capital gains. No current or prospective client should assume that the future performance of any specific investment or strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client's portfolio will match or outperform any particular benchmark.Asset allocation and diversification do not ensure or guarantee better performance and cannot
eliminate the risk of investment losses.
Projections are based on assumptions that may not come to pass. There is no guarantee or assurance that the projected or simulated results will be achieved or sustained. Actual results may be better or worse than the simulated scenarios. Trend indicators can shift precipitously in response to global events.