Investment advice comes in many forms but, not all advice is the same. However, the investment advice of a Fiduciary is provided without bias and conflict of interest.
You may benefit when working with an adviser who is a client first, fee based, independent fiduciary. They do not receive commissions which could cloud their judgement.
A Fiduciary is required to act in good faith from both a legal and ethical perspective.
A fiduciary must do their best to ensure that the advice they provide is made using complete and accurate information. A fiduciary duty provides you the highest standard of care.
Target Date Funds (2020, 2030, 2040 funds), for example, are extremely popular and are often the default enrollment option, but may not meet the fiduciary standard.
Everyone has different goals and objectives. There is no one-size-fits-all way to invest your 401(k) account.
401(k) Maneuver™ provides guidance, as a fiduciary, on how to better utilize all the investment options available in your workplace retirement plan.