As retirement plan rules continue to evolve, one area drawing attention is the inclusion of alternative assets in 401(k) plans. In early August 2025, the White House released an executive order that has pushed this issue further into the spotlight. The order calls for improved access to...
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Your 401(k) shouldn’t be a “set it and forget it” investment. While automation makes saving for retirement easier, it doesn’t mean your account should be left untouched for years. Life happens. Big changes in your career, finances, or family life may affect your retirement goals more than...
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Mid-year is a common time for people to reassess their finances – including their 401(k) strategy. From market changes to personal life events, the second half of the year often brings new information that could affect how investment allocations align with your goals and risk tolerance. One...
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Depending on your 401(k) vesting schedule, it may take you up to 6 years to fully own your matching contributions. Unfortunately, the 401(k) vesting schedule isn’t always clear to everyone. In a recent Vanguard survey, “The firm found that only a third (33%) of respondents could correctly...
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Whether you are planning to retire in 2 years or 20, you should be looking for ways to maximize 401(k) savings. Many Americans do not have nearly enough to retire, according to recent reports. According to the Retirement Income Institute and Alliance for Lifetime Income, “Thirty million...
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As the school year creeps closer, most parents are laser-focused on notebooks, backpacks, and new shoes. But there's another major expense waiting just around the corner – and it's one that often flies under the radar until it’s too late: Extracurricular activities. Whether it’s soccer, piano, art,...
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Gen X is retiring soon. Are they ready? The outlook isn’t great. Gen X is the first generation to rely primarily on their own individual savings through 401(k)-like plans for retirement. They were tossed into DIY retirement planning with little support. As a result, many members of Gen X...
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Life doesn’t always go as planned. Unfortunately, this is something we see often when it comes to retirement. Something unexpected (or simply unplanned for) happens, and it derails your retirement goals. Let’s take some time today to talk about 5 things that may derail retirement goals and...
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We’re halfway through 2025, which means now may be the ideal time to check in on retirement savings in Q3. Are you on track to meet your savings goals? Recent news reports suggest that Americans are continuing to contribute even though their personal 401(k) savings may have...
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Given the uneasiness with the world and the economy, people have been asking more frequently if they should stop contributing to a 401(k). The short answer is no. History has shown that those who hang on and keep contributing, even during times of uncertainty, wind up with...
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