If you really want to boost 401(k) retirement savings, the obvious solution is to save more. But that’s easier said than done: otherwise, more people would be on track for a better retirement. There’s a retirement crisis in America that’s been brewing...
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If you have an IRS check headed your way soon, chances are, you already know how you’re going to use your tax refund for 2022. Sure, upgrading your appliances would be amazing. Or taking...
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Many workers who save a portion of each paycheck in their 401(k) and receive a matching contribution from their employer often wait years before the money is fully theirs. Some don’t see any employer matching dollars because they leave the company too soon. If you don’t want...
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In response to the retirement crisis in America, the U.S. House of Representatives recently passed the Securing a Strong Retirement Act of 2022 by an overwhelming bipartisan vote of 414 to 5. The bill, which passed March 29, is referred to...
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Far too often, parents prioritize college savings over retirement savings. While many believe they are doing the right thing helping their children avoid financial misery, they fail to realize that prioritizing college savings over retirement leads to more than one generation struggling financially. It’s becoming more common...
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401(k) plans are a valuable tax-advantaged retirement savings tool for many Americans. With it often being the largest retirement asset investors own, it’s critical investors understand how to maximize savings so they earn and keep more to enjoy during retirement. The problem is many 401(k) myths keep...
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401(k) loans are attractive because you don’t need to have good credit, you enjoy low interest rates, and you pay interest to yourself instead of a creditor. However, if you don’t take time to understand the details, it may end up costing you more than you...
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College costs are rising, and many parents are worried about their children taking on student loan debt. And, many are likely weighing saving for retirement vs. college. A 2021 report by Student Loan Hero reports, “Americans owe over $1.71 trillion in student loan debt, spread out...
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People are quitting their jobs in record numbers, and that means many are leaving 401(k)s behind with their old employers. The “Great Resignation” took over the headlines in 2021 – and the trend doesn’t appear to be going away anytime soon. The latest Department of Labor statistics...
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Most people have been taught not to discuss money, but if we’re honest, we all want to take a sneak peek into one another’s bank accounts, saving accounts, and 401(k)s. This isn’t because we have bad intentions. It’s simply because we want to know how we...
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