Americans are not saving enough for retirement. In a report entitled Americans Face Alarming Retirement Savings Shortfall, the National Institute for Retirement Security shares, “Most Americans will not have enough money for a financially secure retirement. […] NIRS research found that for Generation X, a generation...
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It is natural for a parent to want to help their children financially, but helping kids financially isn’t always the best decision. You may end up hurting them more than helping them – especially if you dip into your retirement savings. While it is understandable to want...
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Whether you’ve lost your job or plan on changing jobs in the near future, there are common 401(k) rollover mistakes you need to be aware of. Ignore these, and a rollover could take a chunk out of your retirement savings, trigger a big tax bill, and...
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There are few things more taboo than talking about money and death. But, if you are a parent approaching retirement, it is imperative to have the aging parent money talk with your adult children. Unfortunately, this doesn’t happen as often as it should. According to a Wells Fargo...
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There are common 401(k) mistakes we see investors making over and over again – from failing to rebalance to not keeping up with legislation. The 401(k) is one of the biggest assets people have in retirement. It’s not enough to think you’ll be ready to retire simply...
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For 401(k) investors over 50, retirement is around the corner. And, with the market volatility over the past year, many are wondering how to best protect their savings and ensure they have enough for retirement. If you’re nearing retirement and want to do what you can...
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If you’re one of the millions of people who recently left a job, there’s one thing that’s worse than leaving behind your 401(k) with a past employer – and that is making a very costly 401(k) rollover mistake. More than 4 million people have left their...
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If you’re thinking about making a 401(k) withdrawal right now to pay off high-interest debt, help make ends meet, or have extra cash on hand, you may want to think again. Or at least educate yourself on the possible consequences, so you make the move with...
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We all have bad money habits, and many of us don’t even realize it’s these habits that prevent us from reaching our financial goals. Over time, bad money habits compound. And, then, one day in the future, we wake up and wonder how the heck...
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Getting your affairs in order means all the pertinent information about yourself, your medical history, and your finances is documented and organized. Should the unthinkable happen and you pass away before it is expected, this will save your family from even more stress in the aftermath...
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