Last year was a bumpy ride for the market, and many investors are rattled. We’ve talked before about how the market goes up 80% of the time. But this also means it goes down 20% of the time. And that’s where we are now. So, what should you...
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Social Security benefits in 2023 will see the highest increase in 40 years, but will it be enough to cover the real cost of retirement? In 2023, there will be an 8.7% increase for COLA (Cost-of-Living Adjustment), up from the 5.9% adjustment in 2022.¹ This amounts to...
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The SECURE 2.0 Act, which was signed into law December 29, 2022, introduces major changes to the retirement system and how you save for retirement. The Setting Every Community Up for Retirement Enhancement (SECURE) Act 2.0 builds on the SECURE Act of 2019. Both aimed to...
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There’s a lot of talk right now about professional 401(k) account management after the recent info on the Blooom shutdown – how it’s left investors in the dark. Professional 401(k) account management has been in the news lately with Blooom shutting down services effective November 2022....
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Planning for retirement includes taking into consideration taxes come retirement. And, to avoid a retirement tax bomb later on, many investors are opting for the 401(k) Roth provision. If your employer offers a Roth 401(k) provision, you can enroll in both the traditional 401(k) plan and...
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With inflation sky-high, many Americans are cutting back on 401(k) contributions. Inflation is eating away at our purchasing power. Many of us are stretched too thin even trying to cover basic essentials. It’s not only forcing us to rethink where we put our money, but it’s also...
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Big increases are coming to retirement plan contributions for 2023, which means you can save a lot more for retirement next year. The 2023 IRS contribution limit increases were anticipated given the recent inflation rates – the highest in four decades. Keep reading below to find out...
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There’s no denying the 3rd quarter wasn’t pretty. It culminated in one of the worst Septembers in a long time with the worst Dow performance for a month since 2002, and the worst S&P 500 performance since 2008. Times like this are when you have to...
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With the end of the year now in sight, there are 7 fourth quarter 401(k) tips that may help you maximize your account performance. Don’t just sit back and leave your retirement future to chance. Take a moment to read the article below and then take...
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September 9 is National 401(k) Day, and to help you get in the spirit, we’re sharing 7 ways to use this tool to potentially change your life in retirement. But first, a bit about this holiday. It was started by the Plan Sponsor Council of America...
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