The question of whether to pay off debt or contribute more to a 401(k) is an important one -- and one with no definitive answer. After all, no two investors are created equal. There are also numerous factors to consider when answering the question, such as...
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Another year around the sun means another year closer to retirement. For 401(k) investors who are behind on retirement savings and for those looking to get ahead in 2021, here are 6 ways that may jumpstart retirement savings in 2021. #1 Contribute as Much to Retirement...
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2021 is officially here, and we are all hopeful it will be better than the last. 2020 might have derailed many of our financial goals, but the silver lining is that it showed us how important it is to financially plan for the future. If you...
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There are many ways investors can increase 401(k) savings ‒ from maxing out yearly contribution limits to rebalancing account allocations at least 4 times a year. However, one of the best ways to increase retirement savings is one that is often overlooked by many investors: gaining...
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The SECURE Act retirement bill went into effect in January 2020 with the intention of helping more Americans have greater access to retirement savings and avoid running out of money during retirement.¹ Most of the changes under the SECURE Act retirement bill went into effect in...
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Maxing out yearly 401(k) contribution limits is the best way to ensure investors boost 401(k) savings and have enough money to retire comfortably. But, this isn’t always feasible. Consistently contributing as much as you can and meeting the company match may also make a huge difference in...
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The IRS recently announced retirement plan contribution limits for 2021. While most limits remain the same as 2020, some plans will see a limit increase. Keep reading below to find out exactly how much you can contribute for 2021, and start making plans now to do...
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Too many investors don’t know how to read a 401(k) statement, much less understand it. It’s understandable. There’s a lot in a statement. Knowing how to read and understand the information presented in a 401(k) statement may be vital to your retirement future. Why Investors Need to...
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With the elections coming up, many investors are concerned about the presidential election and the stock market. There’s uncertainty in the air. And the market doesn’t like uncertainty. So, what do you do with your hard-earned money in the meantime? Before you make a move, check out this...
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If you’re looking to improve your 401(k) performance in the remaining months of 2020, check out these 4 tips below. Getting Help May Boost 401(k) Returns If you are looking for a way to improve your 401(k) performance, professional management may help you in more ways...
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401(k) Maneuver™ is offered by Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser has attained a particular level of skill or ability. Royal Fund Management, LLC, is not affiliated with or endorsed by NASDAQ.
All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not ensure or guarantee better performance and cannot eliminate the risk of investment losses. Projections are based on assumptions that may not come to pass.
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