2021 was a good year for 401(k) investors, and these popular 401(k) articles may be some of the reasons why. According to Bloomberg Wealth, “The ranks of 401(k) and IRA millionaires are exploding. The number of 401(k) accounts with balances of at least $1 million at...
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Christmas should be the most wonderful time of the year, but that won’t happen unless you slow down and unplug at Christmastime. You may be saying, “Unplug at Christmastime? That’s impossible!” There is just so much to see, and the fear of missing out is real. But where...
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Have you ever felt the urge to be generous at Christmas? There’s a good reason why. Think about the most popular Christmas films. They all have themes of being generous. In A Christmas Carol, Ebenezer Scrooge begins as a close-fisted man unwilling to give to any charitable...
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People often ask us about using their 401(k)s for different purposes, and one of the most common questions is, “Should I borrow from my 401(k) to start a business?” This is an understandable question. According to the New York Times, “From the second half of 2020 through...
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Bob Hope once said, “When we recall Christmas past, we usually find that the simplest things – not the great occasions – give off the greatest glow of happiness.”¹ The simplest things, such as at-home Christmas activities, are the ones we are most likely to remember. Many...
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Many of us assume everyone enjoys the same Thanksgiving traditions across America as we do, but that’s not exactly true. There are many Thanksgiving traditions that are so popular that they’ve become synonymous with the holiday itself. However, no two American households are alike, so no two...
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Many investors who have left a 401(k) behind with their past employer may not think it’s a big deal. But it is. And it’s one that may be costing you more in retirement savings than you think. Capitalize recently published a white paper The True Cost of...
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The IRS has announced contribution limits for qualified retirement plans for 2022. However, there may be changes coming to the info below. In the November 3 draft of the Build Back America Act currently sitting in Congress, there are proposed provisions to curb contributions and accelerated distributions...
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Whether you realize it or not, you have family money values. The way parents talk about money, save money, and spend money affects their children. Business Insider explains, “Often times, the way we understand and deal with money as an adult comes from watching our parents or...
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The holiday season will be here before we know it. Don’t let it sneak up on you; otherwise, you may find yourself racking up holiday debt. According to the National Retail Federation, “Retail sales during 2020’s November-December holiday season grew an unexpectedly high 8.3 percent over...
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