Saving for retirement is critical, but many in their 20s and early 30s put it off. It’s easy to see why. It’s not cheap to build a new life, buy a home, or start a family. Add in inflation, the high cost of housing, and rising interest...
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Back-to-school shopping is in full swing. Have you made space in your back-to-school shopping budget for hidden school costs? Recently, the following Facebook post went viral. According to the 2023 Deloitte back-to-school survey, parents are expected to spend $597 per child on back-to-school shopping.¹ One reason it is...
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The financial stress of taking care of kids and parents should not be glossed over or ignored. Parents typically feel financial stress, with new reports suggesting it costs a middle-class family with two children $310,605 to raise children from birth to age 17.¹ This is generally broken...
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Parents strive to protect their children, and this often means hiding family financial issues. But should you talk to kids about money problems? The answer is YES. Shielding them may actually be doing more harm than good. Consider these results from two important studies: “In 2010, the American...
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Americans have celebrated the signing of the Declaration of Independence on the 4th of July since 1776, even though the Declaration of Independence wasn’t signed until August 2, 1776. There is a lot of fun history to learn about the 4th beyond the confusing sequence of...
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If you're over 40 and worried about your retirement savings, take a deep breath. You're not alone, and it's never too late to turn things around. In this article, we're exploring 10 actionable strategies to help you catch up on retirement savings after 40. #1 Assess Your...
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And just like that, we are halfway through 2023. If only there were a Q3 personal finance to-do list you could consult… Based on the title of this article, it’s easy to see you’ve come to the right place for Q3 personal finance tips. Now that we...
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There are common 401(k) mistakes we see investors making over and over again – from failing to rebalance to not keeping up with legislation. The 401(k) is one of the biggest assets people have in retirement. It’s not enough to think you’ll be ready to retire simply...
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When it comes to planning for retirement, choosing the right savings vehicle can make a significant impact on your financial future. Traditionally, 401(k) plans have offered tax-deferred contributions, but in recent years, the Roth 401(k) has emerged as an appealing alternative. With its unique tax advantages and...
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Summer is expensive for parents, which is why it is the perfect time to teach kids about money. With kids out of school, parents have to either spend money on childcare, camps, or entertainment. It adds up. Fast. Pre-pandemic, families were already spending quite a bit during the...
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