Planning for retirement includes taking into consideration taxes come retirement. And, to avoid a retirement tax bomb later on, many investors are opting for the 401(k) Roth provision. If your employer offers a Roth 401(k) provision, you can enroll in both the traditional 401(k) plan and...
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There is always a big push to give back during the holiday season. And sometimes the pressure to do so can be overwhelming. You might be worried about not having enough extra time or money, but there are countless ways to give back this holiday season. This...
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Holiday burnout: We always say we won’t let it happen to us another year, yet every year, we find ourselves worn out. Holiday burnout is a real thing, with 1 in 3 Americans experiencing it by mid-December.¹ Consider the following results from a survey by JoyOrganics:² 88%...
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With inflation sky-high, many Americans are cutting back on 401(k) contributions. Inflation is eating away at our purchasing power. Many of us are stretched too thin even trying to cover basic essentials. It’s not only forcing us to rethink where we put our money, but it’s also...
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The current inflation rate in the United States is 8.2%, so it is not surprising that people are feeling anxious about the future. So anxious that many are no longer contributing to their 401(k)s. Given the current prices of food, gas, and shelter, it’s easy to see...
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Big increases are coming to retirement plan contributions for 2023, which means you can save a lot more for retirement next year. The 2023 IRS contribution limit increases were anticipated given the recent inflation rates – the highest in four decades. Keep reading below to find out...
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Cybercrime is growing at an alarming rate with almost 850,000 reports to the FBI in 2021 alone.¹ Those are just the ones reported! Imagine how many more go unreported. October may be Cybersecurity Awareness Month, but personal cybersecurity should always be at the forefront of our minds. The...
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For most of our lives, the holiday shopping season has run from Black Friday to Christmas Eve. But those days are done. Just walk into a Hobby Lobby, and you’ll be greeted by Christmas decorations in September. It may drive you crazy to see “Christmas” everywhere before Halloween,...
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There’s no denying the 3rd quarter wasn’t pretty. It culminated in one of the worst Septembers in a long time with the worst Dow performance for a month since 2002, and the worst S&P 500 performance since 2008. Times like this are when you have to...
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With the end of the year now in sight, there are 7 fourth quarter 401(k) tips that may help you maximize your account performance. Don’t just sit back and leave your retirement future to chance. Take a moment to read the article below and then take...
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