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How to Manage Holiday Gift Expectations

No one wants to come across as Scrooge during the holidays, but without managing holiday gift expectations, many people wind up saying, “Bah Humbug!” When we fail to manage holiday gift expectations, we tend to spend more than we should, and find ourselves in debt well...

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Balancing Debt and Retirement Savings in 2023

With today’s economic landscape characterized by persistent inflation and rising interest rates, it's no surprise that American households are feeling financial pressure.  This has many Americans grappling with crucial financial questions:  Should I pull back on my retirement savings contributions?  Should I focus on paying off debt instead...

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