Maxing out your 401(k) contribution every year helps your balance grow and may increase your chances of retirement with enough money to live comfortably. However, $19,500 (the 2021 contribution limit) is quite a bit of money to stash away each year. Especially when you have a...
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The world has changed over the last year, and, as a result, many of our priorities have shifted – including saving and preparation for retirement. This past January, Schroders US Retirement Survey 2021 asked 1,000 people about their state of retirement readiness and planning, as well...
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There are important RMD changes for 2021 that every 401(k) investor needs to know about to avoid penalties. Required minimum distributions (RMDs) are IRS-mandated withdrawals from retirement accounts. The IRS requires these withdrawals to ensure that taxes are paid on amounts that were contributed on a pretax...
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If you’re looking for a way to boost 401(k) returns in 2021, rebalancing may help you do just that. Many 401(k) investors fail to rebalance and, in doing so, may potentially miss out on earning more and keeping more of their hard-earned retirement savings. Because when it...
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There’s no such thing as a dumb question – especially when it comes to 401(k) investor questions. The problem is that, for whatever reason, many investors don’t ask. If this sounds familiar, you’re not alone. CNBC reports, “Though it’s one of the most common retirement savings vehicles, 63...
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For investors behind on retirement and over 50, it may seem as if there is little they can do to catch up. The good news is that you may be able to get closer to your retirement goals than you think. Below are 9 ways you...
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The question of whether to pay off debt or contribute more to a 401(k) is an important one -- and one with no definitive answer. After all, no two investors are created equal. There are also numerous factors to consider when answering the question, such as...
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Another year around the sun means another year closer to retirement. For 401(k) investors who are behind on retirement savings and for those looking to get ahead in 2021, here are 6 ways that may jumpstart retirement savings in 2021. #1 Contribute as Much to Retirement...
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2021 is officially here, and we are all hopeful it will be better than the last. 2020 might have derailed many of our financial goals, but the silver lining is that it showed us how important it is to financially plan for the future. If you...
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There are many ways investors can increase 401(k) savings ‒ from maxing out yearly contribution limits to rebalancing account allocations at least 4 times a year. However, one of the best ways to increase retirement savings is one that is often overlooked by many investors: gaining...
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