Parents should be intentional about teaching their kids good financial habits because, if they don’t, no one else will. According to Next Gen Personal Finance, a high school personal finance curriculum company, only 16.4% of U.S. high school students are required to take a personal finance...
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And just like that, we’ve reached the 4th quarter, which means it is time to review where you stand financially. The good news is, there is still time to get your financial ducks in a row before the end of the year with a personal finance...
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School is starting around the country, which means millions of young adults will be paying for college. And college isn’t cheap. According to Fidelity Investment's 2021 College Savings and Student Debt Study: For the 2020-2021 academic year, the average cost at a private, nonprofit 4-year college was...
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Not taking full advantage of your 401(k) – whether it’s because you don’t understand it or you’re taking a set-it-and-forget-it approach – may have serious consequences at retirement. If you’re concerned your 401(k) is not going in the direction you’d like or you want the potential...
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While we all know the importance of preparing for a financial emergency, the truth is, most people are not prepared. According to Bankrate’s Financial Security Index, “Just four in 10 U.S. adults (41 percent) would cover the cost of a $1,000 car repair or emergency room...
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4 in 7 Americans are financially illiterate, according to Walden University – and that’s a serious problem.¹ Financial literacy is understanding financial concepts, including but not limited to budgeting, saving, paying off debt, and investing. Those who demonstrate financial literacy often find it easier to enjoy financial...
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We’re halfway through 2021, which means it’s the perfect time to check in on your financial goals and objectives for the year. Review our top 9 personal finance tips for third quarter and see what you can do now to end the year strong. #1 Know...
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As the unofficial beginning of summer, many Americans will celebrate Memorial Day weekend with barbecues, 5 Ks, and outdoor picnics. Others will head to cemeteries to honor and remember their loved ones who sacrificed their lives for the sake of our country. Civilians sometimes confuse Veteran’s Day...
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The world has changed over the last year, and, as a result, many of our priorities have shifted – including saving and preparation for retirement. This past January, Schroders US Retirement Survey 2021 asked 1,000 people about their state of retirement readiness and planning, as well...
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Instead of gifting the hottest tech gadget that might make you everyone’s favorite parent, grandparent, or family friend, consider these financial gift ideas for the graduate in your life. #1 Individual Retirement Accounts (Roth IRAs) Give the gift of future financial stability with a Roth IRA. While...
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